Budget planner

Track your monthly income against your expenses and see where your money goes.

General information only. This calculator provides general information based on the figures you enter. It is not personal financial, credit, tax or legal advice and does not consider your objectives, financial situation or needs. By using this calculator you acknowledge the results are general in nature. Read our editorial guidelines.

Your details

Monthly income

Take-home pay

Partner take-home pay

Other income (govt, rental, side)

Monthly expenses

Housing (rent / mortgage)

Utilities (electric, gas, water, internet)

Groceries

Transport (fuel, public transit, rego)

Insurance (health, car, home)

Debt repayments (credit cards, loans)

Subscriptions & memberships

Entertainment & dining

Childcare & education

Other expenses

Results

Monthly surplus: $920
Total income: $5,500
Total expenses: $4,580
Savings rate: 16.7%
Annualised surplus: $11,040

Estimates only and general in nature. Not personal financial, credit, tax or legal advice. Confirm figures with your lender, accountant or the relevant state revenue office before making a decision. See our Disclaimer, Conflicts of Interest and How we get paid.