Free Australian finance tools
A complete suite of calculators built for Australian standards — home loans, super and retirement, tax, budgeting and personal debt.
Budgeting & saving
Get on top of your money — track spending, set goals, watch compound interest work.
Home loans & property
Everything you need before you sign — repayments, borrowing power, LMI, stamp duty and refinancing.
Mortgage repayment
Estimate your regular loan repayments.
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Borrowing power
How much a lender might allow you to borrow.
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LMI estimator
Estimate your lender's mortgage insurance.
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Stamp duty
Transfer duty across all Australian states.
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Extra repayments
See how paying extra saves interest and years.
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Mortgage switching
Compare loans and find the break-even point.
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Superannuation & retirement
Project your super balance and see how long your retirement savings will last.
Tax & investing
Understand your take-home pay, CGT and the true cost of investment fees.
Personal loans & credit
Plan repayments and see the real cost of credit card debt and personal loans.
Family & government payments
Estimate Australian family benefits and out-of-pocket costs.