Division 7A loan calculator

Estimate the minimum yearly repayment for a Division 7A complying loan. Confirm the ATO benchmark rate for the relevant income year before relying on results.

General information only. This calculator provides general information based on the figures you enter. It is not personal financial, credit, tax or legal advice and does not consider your objectives, financial situation or needs. By using this calculator you acknowledge the results are general in nature. Read our editorial guidelines.

Your details

Amount of loan not yet repaid

ATO benchmark interest rate (% p.a.)

Remaining term (years)

Results

Minimum yearly repayment: $9,858
Interest component (first year): $4,385
Principal component (first year): $5,473

Estimates only and general in nature. Not personal financial, credit, tax or legal advice. Confirm figures with your lender, accountant or the relevant state revenue office before making a decision. See our Disclaimer, Conflicts of Interest and How we get paid.