Income tax calculator (Australia)
Estimate your take-home pay for the 2025-26 financial year. Includes PAYG tax, Medicare Levy, Medicare Levy Surcharge, LITO, HELP/HECS and Superannuation Guarantee.
General information only. This calculator provides general information based on the figures you enter. It is not personal financial, credit, tax or legal advice and does not consider your objectives, financial situation or needs. By using this calculator you acknowledge the results are general in nature. Read our editorial guidelines.
Off = super is paid on top (SG 12%).
Off may trigger Medicare Levy Surcharge.
- Take-home per year
- $73,812.00
- Take-home per year
- $73,812
- Annual gross salary
- $95,000
- Superannuation (12%)
- $11,400
- Total package (salary + super)
- $106,400
- Income tax (PAYG)
- $19,288
- Medicare Levy (2%)
- $1,900
- Total tax & levies
- $21,188
- Average tax rate
- 22.3%
- Marginal rate
- 30%
Estimates only, based on ATO rates for the 2025-26 financial year. Does not include salary packaging, deductions, tax offsets other than LITO, or reportable fringe benefits. Not tax advice.
Estimates only and general in nature. Not personal financial, credit, tax or legal advice. Confirm figures with your lender, accountant or the relevant state revenue office before making a decision. See our Disclaimer, Conflicts of Interest and How we get paid.