Rule of 78 apportionment
Apportion total finance charges across a loan term using the sum-of-digits (Rule of 78) method and calculate the unearned interest rebate on early payout.
General information only. This calculator provides general information based on the figures you enter. It is not personal financial, credit, tax or legal advice and does not consider your objectives, financial situation or needs. By using this calculator you acknowledge the results are general in nature. Read our editorial guidelines.
- Interest earned to payout
- $3,297
- Unearned interest (rebate)
- $2,703
- Sum-of-digits divisor
- 666
Estimates only and general in nature. Not personal financial, credit, tax or legal advice. Confirm figures with your lender, accountant or the relevant state revenue office before making a decision. See our Disclaimer, Conflicts of Interest and How we get paid.